$57.46
Average order value
Median account AOV · USD
$38.94 to $126.40Middle 50% of account AOVs
Reporting period unspecified · Snapshot read 2026-10-11Scope & method
Financial Services & Fintech491 / 552
Madgicx Research & Labs
Personal Banking Services
Median account AOV: $57.46 USD.
MADGICX / LABSINDUSTRY RESEARCH
Category benchmark
USD · Account AOVEnter your average order value to see where it sits.
Within Financial Services & Fintech
More in this industry. 8
Questions, answered.AOV, context & using this research16 answers
In this category
What audience limits belong beside a Chime personal-account application?
Chime requires a valid SSN, a US mobile phone number, age 18 or older, qualifying US citizenship or legal residency and a USPS-recognized residential address. It excludes PO boxes and commercial addresses and allows only one Checking Account per member. Suggested measurement: separate an inquiry from a qualifying application.
Does Chime's no-credit-check Checking Account offer guarantee acceptance?
Chime says Checking Account applications do not use a credit check, but it uses third parties to verify entered information and may deny an application. This is a fintech service with partner banks. Suggested measurement: keep submitted applications and approved accounts distinct.
Can Chime's personal Checking Account serve as a business or secondary-card offer?
Chime says its Checking Accounts are for individual personal use, with no business accounts or secondary cards. Its Checking Account credit-check explanation should not be generalized to its credit-card products. Keep product scope explicit in personal-banking campaign copy.
Does Chime promise every direct deposit two days early?
For qualifying direct deposits, Chime says access up to two days early depends on when the payer submits its payment file; it generally makes funds available on receipt of that file. Suggested measurement: distinguish an approved account from an actual direct deposit and avoid a fixed two-day arrival promise.
Read the benchmark
What is the average order value benchmark for Personal Banking Services?
The median account AOV for Personal Banking Services is $57.46 USD. This is the middle account-level average order value in the benchmark.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
What is the typical AOV range in Personal Banking Services?
The middle 50% of account AOVs runs from $38.94 to $126.40 USD. This is the interquartile range, not the minimum and maximum.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
What is the lower-quartile AOV?
The 25th-percentile account AOV is $38.94 USD. It marks the lower edge of the middle 50% of this distribution.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
What is the upper-quartile AOV?
The 75th-percentile account AOV is $126.40 USD. It marks the upper edge of the middle 50%, not a performance target.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
How is account AOV calculated for this benchmark?
Each account value is purchase ROAS multiplied by cost per purchase in USD. The benchmark reports the median and middle 50% of those account values. Accounts are counted once and receive equal weight.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
Put it in context
Is this the mean AOV across all orders?
No. It is the median of account-level average order values. Each account receives equal weight; it is not a pooled average of every order.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
What dates does this AOV benchmark cover?
The snapshot was read on 11 October 2026. The underlying reporting period was not supplied. The October 2026 label identifies the page edition, not the period in which the advertising results were measured.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
Which industry or subcategory does this benchmark cover?
This benchmark covers exact Personal Banking Services classifications under Financial Services & Fintech. It excludes the parent industry and sibling subcategories.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
How can I compare my AOV with this benchmark?
Enter your AOV in USD in the comparison field above. It shows the difference from the median and whether your value falls below, within or above the middle 50%. Your entered amount stays on this page.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
Does an above-median AOV mean better advertising performance?
The comparison describes position in the account AOV distribution, not profitability. It is not a performance score.
USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied.
Use this research
Can I download this industry research?
The exports section provides this edition in Markdown and JSON, along with a research index. This private draft is not licensed for public redistribution.
How should I cite a finding from this page?
When reuse is permitted, credit Madgicx Research & Labs and link to the exact source. Keep its snapshot date and scope. This private draft is not licensed for public redistribution.
Keep exploring
Connected industries.
Behind the numbers
Small print.
Clear boundaries.
Benchmark scope
Benchmark snapshot read 11 October 2026.
Equal-weight account aggregate · Reporting period not supplied
Median and middle 50% of account-level average order values. Each account value is purchase ROAS multiplied by cost per purchase in USD. Successful classifications, including manual corrections, with positive finite spend, purchases, ROAS and cost per purchase. Accounts are counted once with equal weight. Quartiles use linear interpolation. Root cohorts include direct root classifications and their child categories; exact-child cohorts exclude parent and sibling categories. The source selects the highest-spend coverage row per account among snapshots dated within the preceding 30 days; the underlying reporting period is not supplied. This is a dated aggregate advertising-data snapshot, not business-wide AOV or a census. Comparison colors describe position in the account AOV distribution, not profitability. Your entered amount stays on this page.
Category scope
Individually authored category research. The brand directory is deferred for this private draft. Taxonomy membership does not establish benchmark coverage.
Exports & citation detailsMarkdown · JSON · Embed
When reuse is permitted, credit Madgicx Research & Labs and link to the exact source. Keep its snapshot date and scope. This private draft is not licensed for public redistribution.