# Specialty Insurance Services — Meta ads research Category research. Brand directory deferred. Edition: October 2026. Page updated: 2026-10-11. ## Account AOV aggregate - Median: $110.06 - Middle 50%: $77.73 to $179.87 - Status: verified_aggregate - Scope: Equal-weight account aggregate · Reporting period not supplied - Snapshot read: 2026-10-11T14:09:37.376120+00:00 - Period: Dated snapshot · underlying reporting period not supplied Median and middle 50% of account-level average order values. Each account value is purchase ROAS multiplied by cost per purchase in USD. Successful classifications, including manual corrections, with positive finite spend, purchases, ROAS and cost per purchase. Accounts are counted once with equal weight. Quartiles use linear interpolation. Root cohorts include direct root classifications and their child categories; exact-child cohorts exclude parent and sibling categories. The source selects the highest-spend coverage row per account among snapshots dated within the preceding 30 days; the underlying reporting period is not supplied. This is a dated aggregate advertising-data snapshot, not business-wide AOV or a census. Source: [Madgicx Research & Labs](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) Directory status: deferred. Final brand research and logo placement are pending. ## Research questions ### Why should specialty insurance ads identify the unusual risk they address? NAIC describes surplus lines as a market for specialized risks unavailable through admitted carriers. For an offer in that segment, name the exposure and service clearly rather than implying one generic policy suits every unusual risk. This source describes the surplus-lines segment, not every specialty product. [Source](https://content.naic.org/insurance-topics/surplus-lines) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-1) Citation: Madgicx Research & Labs. Specialty Insurance Services. Why should specialty insurance ads identify the unusual risk they address? NAIC describes surplus lines as a market for specialized risks unavailable through admitted carriers. For an offer in that segment, name the exposure and service clearly rather than implying one generic policy suits every unusual risk. This source describes the surplus-lines segment, not every specialty product. Source: https://content.naic.org/insurance-topics/surplus-lines Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-1 ### How can a specialty insurance campaign qualify inquiries by service area? For US surplus-lines transactions, NAIC explains that they involve state licensing and insurer-eligibility requirements. Verify the provider’s actual service area and product availability before inviting a quote, then distinguish a reachable lead from an inquiry the provider can serve in that jurisdiction. [Source](https://content.naic.org/insurance-topics/surplus-lines) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-2) Citation: Madgicx Research & Labs. Specialty Insurance Services. How can a specialty insurance campaign qualify inquiries by service area? For US surplus-lines transactions, NAIC explains that they involve state licensing and insurer-eligibility requirements. Verify the provider’s actual service area and product availability before inviting a quote, then distinguish a reachable lead from an inquiry the provider can serve in that jurisdiction. Source: https://content.naic.org/insurance-topics/surplus-lines Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-2 ### Can surplus-lines advertising imply the same guaranty-fund protection as admitted coverage? In the US state-regulated market, NAIC notes that surplus-lines policies generally lack state guaranty-fund protection. Preserve that distinction when describing the actual product and refer coverage questions to the provider’s current materials. A specialist quotation should not be presented as interchangeable with admitted-market protection. [Source](https://content.naic.org/insurance-topics/surplus-lines) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-3) Citation: Madgicx Research & Labs. Specialty Insurance Services. Can surplus-lines advertising imply the same guaranty-fund protection as admitted coverage? In the US state-regulated market, NAIC notes that surplus-lines policies generally lack state guaranty-fund protection. Preserve that distinction when describing the actual product and refer coverage questions to the provider’s current materials. A specialist quotation should not be presented as interchangeable with admitted-market protection. Source: https://content.naic.org/insurance-topics/surplus-lines Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-3 ### Does new specialty coverage have an established loss history for a benchmark claim? NAIC notes that some emerging surplus-lines coverages lack the loss history used for standard actuarial pricing. Do not turn that market description into a predicted ad cost or expected premium. The saved account-level purchase-value aggregate supplies neither an actuarial rate nor a specialty-policy price. [Source](https://content.naic.org/insurance-topics/surplus-lines) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-4) Citation: Madgicx Research & Labs. Specialty Insurance Services. Does new specialty coverage have an established loss history for a benchmark claim? NAIC notes that some emerging surplus-lines coverages lack the loss history used for standard actuarial pricing. Do not turn that market description into a predicted ad cost or expected premium. The saved account-level purchase-value aggregate supplies neither an actuarial rate nor a specialty-policy price. Source: https://content.naic.org/insurance-topics/surplus-lines Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-leadservices1-specialty-insurance-services-4 ### What is the average order value benchmark for Specialty Insurance Services? The median account AOV for Specialty Insurance Services is $110.06 USD. This is the middle account-level average order value in the benchmark. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-median-aov) Citation: Madgicx Research & Labs. Specialty Insurance Services. What is the average order value benchmark for Specialty Insurance Services? The median account AOV for Specialty Insurance Services is $110.06 USD. This is the middle account-level average order value in the benchmark. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-median-aov ### What is the typical AOV range in Specialty Insurance Services? The middle 50% of account AOVs runs from $77.73 to $179.87 USD. This is the interquartile range, not the minimum and maximum. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-aov-range) Citation: Madgicx Research & Labs. Specialty Insurance Services. What is the typical AOV range in Specialty Insurance Services? The middle 50% of account AOVs runs from $77.73 to $179.87 USD. This is the interquartile range, not the minimum and maximum. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-aov-range ### What is the lower-quartile AOV? The 25th-percentile account AOV is $77.73 USD. It marks the lower edge of the middle 50% of this distribution. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-lower-quartile-aov) Citation: Madgicx Research & Labs. Specialty Insurance Services. What is the lower-quartile AOV? The 25th-percentile account AOV is $77.73 USD. It marks the lower edge of the middle 50% of this distribution. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-lower-quartile-aov ### What is the upper-quartile AOV? The 75th-percentile account AOV is $179.87 USD. It marks the upper edge of the middle 50%, not a performance target. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-upper-quartile-aov) Citation: Madgicx Research & Labs. Specialty Insurance Services. What is the upper-quartile AOV? The 75th-percentile account AOV is $179.87 USD. It marks the upper edge of the middle 50%, not a performance target. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-upper-quartile-aov ### How is account AOV calculated for this benchmark? Each account value is purchase ROAS multiplied by cost per purchase in USD. The benchmark reports the median and middle 50% of those account values. Accounts are counted once and receive equal weight. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-aov-calculation) Citation: Madgicx Research & Labs. Specialty Insurance Services. How is account AOV calculated for this benchmark? Each account value is purchase ROAS multiplied by cost per purchase in USD. The benchmark reports the median and middle 50% of those account values. Accounts are counted once and receive equal weight. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-aov-calculation ### Is this the mean AOV across all orders? No. It is the median of account-level average order values. Each account receives equal weight; it is not a pooled average of every order. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-median-or-mean) Citation: Madgicx Research & Labs. Specialty Insurance Services. Is this the mean AOV across all orders? No. It is the median of account-level average order values. Each account receives equal weight; it is not a pooled average of every order. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-median-or-mean ### What dates does this AOV benchmark cover? The snapshot was read on 11 October 2026. The underlying reporting period was not supplied. The October 2026 label identifies the page edition, not the period in which the advertising results were measured. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-benchmark-period) Citation: Madgicx Research & Labs. Specialty Insurance Services. What dates does this AOV benchmark cover? The snapshot was read on 11 October 2026. The underlying reporting period was not supplied. The October 2026 label identifies the page edition, not the period in which the advertising results were measured. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-benchmark-period ### Which industry or subcategory does this benchmark cover? This benchmark covers exact Specialty Insurance Services classifications under Insurance Services. It excludes the parent industry and sibling subcategories. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-benchmark-coverage) Citation: Madgicx Research & Labs. Specialty Insurance Services. Which industry or subcategory does this benchmark cover? This benchmark covers exact Specialty Insurance Services classifications under Insurance Services. It excludes the parent industry and sibling subcategories. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-benchmark-coverage ### How can I compare my AOV with this benchmark? Enter your AOV in USD in the comparison field above. It shows the difference from the median and whether your value falls below, within or above the middle 50%. Your entered amount stays on this page. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-compare-aov) Citation: Madgicx Research & Labs. Specialty Insurance Services. How can I compare my AOV with this benchmark? Enter your AOV in USD in the comparison field above. It shows the difference from the median and whether your value falls below, within or above the middle 50%. Your entered amount stays on this page. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-compare-aov ### Does an above-median AOV mean better advertising performance? The comparison describes position in the account AOV distribution, not profitability. It is not a performance score. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-aov-performance) Citation: Madgicx Research & Labs. Specialty Insurance Services. Does an above-median AOV mean better advertising performance? The comparison describes position in the account AOV distribution, not profitability. It is not a performance score. USD · Equal-weight account aggregate. Snapshot read 11 October 2026; underlying reporting period not supplied. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#benchmark Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-aov-performance ### Can I download this industry research? The exports section provides this edition in Markdown and JSON, along with a research index. This private draft is not licensed for public redistribution. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#reuse) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-download-research) Citation: Madgicx Research & Labs. Specialty Insurance Services. Can I download this industry research? The exports section provides this edition in Markdown and JSON, along with a research index. This private draft is not licensed for public redistribution. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#reuse Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-download-research ### How should I cite a finding from this page? When reuse is permitted, credit Madgicx Research & Labs and link to the exact source. Keep its snapshot date and scope. This private draft is not licensed for public redistribution. [Source](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#reuse) · [Answer permalink](https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-cite-research) Citation: Madgicx Research & Labs. Specialty Insurance Services. How should I cite a finding from this page? When reuse is permitted, credit Madgicx Research & Labs and link to the exact source. Keep its snapshot date and scope. This private draft is not licensed for public redistribution. Source: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#reuse Answer: https://madgicx.com/labs/industries/insurance-services/specialty-insurance-services#answer-cite-research